When you rent an apartment, it is important to stay protected. Unlike homeowners insurance, there is only a need to cover your inside walls, because the apartment complex should have a separate policy in place to cover the rest. Your renters insurance policy will protect your items, or “personal property.” If you have things that are valuable, such as clothing, electronics, jewelry, and other items, it is worth obtaining a comprehensive insurance policy to make sure that you are covered. Plenty of things can happen in your apartment.

There is nothing that can turn a good morning into a bad day as quickly as a hot shower that becomes a cold one while you are still soaping yourself! If you are experiencing this problem regularly, then you might be wondering what you can do to get a consistent flow of hot water from your shower.

Hot water systems can only keep hot water hot for so long before it becomes lukewarm, and if you are just setting the water too hot when you turn on your shower, then it might just be a simple problem of making the temperature hot enough.

The success of any military mission depends on a myriad of factors, the most important of which is security. Cartridge Actuated Devices (CADs) and Propellant Actuated Devices (PADs) play a great role in ensuring safety among equipment, weaponry and personnel. Defective CADs and PADs most likely translate to failed missions and/or loss of lives.

Intercollegiate sports insurance is a policy that is specifically made with student-athletes in mind. This insurance covers a student-athlete in the unfortunate event that they suffer a catastrophic injury that impedes their ability to play their sport of choice effectively. This type of insurance is typically purchased by colleges and universities to cover their sports team. While every institution is different, these policies are typically managed and purchased through the athletic or risk management divisions.