Much like any other type of business professional, insurance coverage is needed to adequately protect the insured from claims that might arise. Being a contractor means that some hazardous work could be performed. It is important as a customer to make sure that your contractor is properly insured. Otherwise, you could be facing out of pocket charges on claims that aren’t your fault. What kind of coverage is needed and how can you make sure that your contractor is covered? The following guide will assist you in making the smartest decision on your contractor selection.