When you rent an apartment, it is important to stay protected. Unlike homeowners insurance, there is only a need to cover your inside walls, because the apartment complex should have a separate policy in place to cover the rest. Your renters insurance policy will protect your items, or “personal property.” If you have things that are valuable, such as clothing, electronics, jewelry, and other items, it is worth obtaining a comprehensive insurance policy to make sure that you are covered. Plenty of things can happen in your apartment.
